Nolo's Essential Guide to Buying Your First Home

Product Description

Norma Vally, host of Toolbelt Diva (Discovery Home) and author of Chix Can Fix: 100 Home Improvement Projects and True Tales From the Diva of Do-It-Yourself
" Coming from a gal that knows tools, this book is a must-have tool for any home buyer. It offers so much essential information, purchasing a home without it would be like trying to drive a nail without a hammer!"

Elisabeth DeMarse, CEO, Creditcards.com, former CEO, Bankrate.com
" Any first-time homebuyer owes it to him or herself to get this book. It's packed with information you won't find anywhere else, yet is remarkably accessible, even when covering complex financial issues."

Your Guide to VA Loans | Get Your Dream Home Fast

How to Cut Through The Red Tape and Get Your Dream Home Fast

In 1944, Congress enacted the GI Bill to thank the men and women who served in the armed forces for their hard work and dedication. One of the most valuable benefits included in the bill was the VA Loan. But bureaucracy and stringent procedures have made applying and qualifying for these loans complicated and unwieldy. Your Guide to VA Loans is the first book to guide veterans through the process. Readers will discover how to determine whether VA loans are right for them, how to apply, and how to deal with common problems that arise. Mortgage expert and author David Reed has more than 30 years of experience helping buyers navigate complicated loan processes. Here he offers advice on topics such as:

* selecting the right VA lender

* finding an agent in a town where there are few veterans

* getting the best interest rate

* refinancing VA loans

* getting advice on VA loans while on active duty

Complete with a guide to regional resource centers, sample loan applications, payment tables and a glossary of terms, this seminal guide will help all veterans fully enjoy the benefits they need and so richly deserve.

Compensation, Appeals, Disability, Medical Care, Insurance Programs, Plans for Families, GI Bill, Home Loan Guaranty

Product Description

This unique book and CD-ROM set combines our new ring-bound book reproduction of the government guide, "2008 Federal Benefits for Veterans and Dependents" and additional material, with our comprehensive and updated 65,000 page two CD-ROM set on every aspect of veterans affairs and the Department of Veterans Affairs (VA).

The book describes federal benefits available to veterans and their dependents, with information on eligibility, special groups outside of wartime service, important documents, health care benefits and enrollment, priority groups, financial information required, health care programs, disability compensation, POWs, vocational rehabilitation and employment, children of Vietnam veterans born with certain birth defects, education and training, Veterans' Educational Assistance Program (VEAP), life insurance, survivor benefits, homeless, overseas benefits, small and disadvantaged businesses, appeals, workplace benefits, VA facilities, Montgomery GI Bill, Summary of VA Benefits for National Guard and Reserve Personnel.

Quick Answers to Over 250 Critical Questions About Your Home Loan

Product Description

Reed, an experienced loan officer and columnist for Realty Times, offers an easy-to-digest look at the world of mortgages. With definitions of the various types of loans, explanations of credit scores and a discussion of how the Internet has changed the real estate business, the book is a handy reference for anyone involved in real estate transactions-though best for beginners who want a map to navigate their way through the complexities of mortgages.

The book explains such basic issues as the difference between renting and buying, which individuals at a bank actually approve loans and how to figure out debt ratio. More complex topics, like construction loans and getting online approvals, are also included.

Reed writes in a straightforward, conversational tone and offers appropriate cautions, such as not to reveal confidential information online. While much of this information is available elsewhere, Reed serves up useful advice that is rarely discussed. For example, there is a "rescission" period for refinanced mortgages that gives people a three-day grace period to get out of the mortgage agreement with no penalties; he also discusses various types of appraisals. While there are books that cover this information in more depth, the q&a format makes this a worthwhile addition to the real estate shelves.

The Complete Guide to Success as a Mortgage Broker

Product Review

Like me, you may find this book extremely helpful even if you're not considering a career as a mortgage broker. Here's why. I have a mortgage, I just refinanced my mortgage, and I'm sure someday I'll buy a new house and need another mortgage. This book explains in clear and easy-to-understand language the "terms" your real estate agent, mortgage broker, or banker use when presenting financing options to you.

Think Economics 101 crossed with a primer on banking and personal finance. Everything from "What's in a credit report" to "Who the heck is Freddie Mac" is discussed and explained. There are lots of extras in this book for the average reader. There's an "Interest and Style" personality test in Chapter 4 that I found spot on and fun to take. There's even a chapter on PDAs, cell phones, and a great explanation on just what a "Bluetooth" is and why I should look for that feature on my next laptop.

if I ever decide to start a small business, this book is packed with helpful hints and information about developing a business plan, time management, and marketing. Add this book to your library; it will assist you in being successful in the increasingly complicated business of everyday life.

Your Successful Career as a Mortgage Broker

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“Now, finally, we have a practical guide to help people get started in mortgage lending. David Reed's latest book, Your Successful Career as a Mortgage Broker, is not only the one common-sense book every mortgage loan officer should have on their desk, it also contains important information for borrowers....Reed, a Texas mortgage lender and a contributing columnist with Realty Times, has a long history of helping consumers....AMACOM, Reed's publisher, is also the long-time publisher of Your Successful Real Estate Career by Kenneth W. Edwards. The Edwards' guide is by far the best introduction to real estate brokerage for prospective agents and brokers. Now AMACOM has also published Your Successful Career as a Mortgage Broker and obviously has another long-term winner on its hands.”

Review

Very practical guide if you want to get started as a mortgage broker
This book gives you a step by step approach on how to establish your own
practice in this industry; I wish more books were written like this one!
Very enjoyable to read. This author has done an excellent job and I would highly
recommend this book to any new or seasoned mortgage broker.

The High-Income Mortgage Originator

The High-Income Mortgage Originator

"The authors have produced a comprehensive guide to becoming a successful mortgage originator. The book will benefit both the entry-level and seasoned originator."
—Anthony N. Gugliotti, Vice President, Naugatuck Savings Bank.

"The High-Income Mortgage Originator is a must-read for anyone starting out in the industry or changing careers. I found that the book clearly illustrated the necessary information, skills, and knowledge needed, complete with forms and tools, to get started in the business. More importantly, the authors emphasized the service side of the mortgage business, which would greatly benefit someone just starting out."
—Mary Sue Cavanagh, Executive Director, EntrepreneursNOW, Inc.

"The author writes step-by-step procedures in detail, spelling out regulations and including forms. Key communication skills and operating practices are explained throughout the text. This book truly will provide a business opportunity for readers who take it seriously!"
—Byron Eddy Waterman, EdD, Connecticut Adult Education System.

An Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls

Product Description

Jack Guttentag is a legend in not only the US - but the global mortgage industry - and his Mortgage Encyclopedia is the best investment any borrower can make in their own future whether you currently own a home or would like to someday own one.

A mortgage is the largest amount of money most of us will ever borrow for the longest period of time and as such, is the centerpiece of your financial portfolio. Guttentag proves that knowledge is power by giving everyone equal access to the information that will help anyone make one of the most important decisions in their life. If you're ready to take control over your own finances, read this book before going to a broker so that you can make better informed decisions.

After reading this book, put it on your bookshelf next to your home medical encyclopedia because you'll need it when you refinance. Not only should every consumer read this book, so should every professional in the mortgage industry - and I expect they will. Jack, for those of us "experts" in the industry you've done all of us a great favor - now when friends, friends-of-friends and family call for free mortgage advice, we can send them the book - it gives better explanations and advice than most of us would have given anyway! And of course we'll all be reading it ourselves.

Mortgage Confidential by David Reed

Product Description

Author David Reed has done it again! I read his first book, Mortgages 101 and like it so much that I bought this one without any deliberation. I have been reading his column in Realty Times for years, and always enjoyed them.

In a clear, concise, easy to read manner, the author has set forth in simple and easy to understand terms the truth about mortgages and mortgage lending. Everything is explained, such as where mortgage money comes from, to how Annual Percentage Rate is determined to shopping for a loan and (hopefully) avoiding some "junk" fees. Also included is the commonly misunderstood diferrences between a Bank, a Mortgage Bank, and a Mortgage Broker.

All this ads up to a great book to read for the consumer who is shopping for a mortgage loan. Details too numerous to explain here, but you won't regret buying this book, if you are eithar purchasing a home or refinancing. The "confidential" part of the title is the stuff Loan Agents know, and he has made it available to the reader.

Mortgages For Dummies, 2nd Edition

Product Description

"Mortgages For Dummies" begins by asking the reader to evaluate how large of a mortgage he/she can afford. Tyson and Brown discuss budgeting, which is something many people will already know. The authors point out that in addition to covering your basic expenses, such as food and water, you must also allow for your other financial goals, such as retirement planning. Only through budgeting will you get a handle on how large of a mortgage you really can afford. Obviously, you don't want to wind up with mortgage payments you can't pay!

Buying a home is the biggest financial deal many people will ever make. If you're about to buy your first home it pays to learn the ins-and-outs of mortgages. Structuring your mortgage properly can save you thousands or even tens of thousands of dollars over the life of the mortgage. "Mortgages For Dummies" explains how mortgages work and how to get a great deal on your mortgage.

For many of us, the single biggest financial transaction is buying a house. Even more significant than the hefty down payment we fork over is the 15- to 30-year mortgage that needs feeding every month. If you have this much at stake, a little knowledge can go a long way, which is where Eric Tyson and Ray Brown come in. In Mortgages for Dummies, Tyson and Brown (who also wrote Home Buying for Dummies and House Selling for Dummies) provide a comprehensive introduction for anyone who is contemplating a mortgage.

An Industry Insider Explains How to Save Thousands on Your Mortgage or Re-Finance

Product Description

Mortgage Rip-offs and Money Savers reveals how the mortgage industry cheats borrowers out of billions in extra costs every year. Mortgage industry insider Carolyn Warren taps her decade of experience with lenders to expose the tricks, lies, and dirty little secrets they don't want you to know. With her expert guidance, borrowers will save tens of thousands when they avoid the traps so many consumers fall into.

Having this inside information is the only way borrowers can truly get the best possible deal. This book presents that knowledge in an interesting and easy format that anyone can understand. Readers won't be victims of the mortgage industry with this invaluable resource in hand. Instead, they'll get the best possible rates, avoid bogus fees, and get the great deal they deserve.

Editorial Reviews
Robert J. Bruss
There are many excellent "how to get a mortgage" books, but this one is vastly different, because it reveals the insider secrets even many mortgage professionals don't know. Warren reveals what really goes on in the home-loan business to get mortgages approved, and dhow borrowers can avoid becoming victims of their lenders. On my scale of one to 10, this superb new book rates an off-the-chart 12.

The Morgage Book Blog

Here is the blog that become a place for you to search all kinds of mortgage books all over the net that can be a great source in knowing all kinds of mortgage